Private Sector Retirement Plans. We design, draft, and maintain qualified retirement plans for businesses, including 401(k) and profit sharing plans.
Executive Compensation. We design and draft employment agreements, deferred compensation plans and compensation packages for professionals, executives and key management to ensure compliance with IRC 409A. We also draft severance agreements on termination.
Government and Nonprofits. We design, draft and maintain 403(b) plans, 457 plans, and qualified plans for governmental entities and non-profits.
Fringe Benefit Plans. We design, draft and maintain cafeteria plans, HRAs, and other employee welfare benefit programs to comply with tax laws, COBRA, HIPAA, ERISA and the ACA.
Fiduciary Services. We help employers and plan fiduciaries comply with their ERISA obligations, including reviewing service provider contracts, drafting investment policy statements, advising clients about their fiduciary obligations, and addressing prohibited transaction questions.
Plan Correction Services. Plans are complicated and operational errors occur. We help correct them when they arise, including correction under the IRS and DOL correction programs, such as EPCRS and DFVCP.
Administration. We answer questions about administering plans to comply with IRS, ERISA, and their own terms.
Benefits in Transactions. Business mergers and acquisitions create complicated benefit issues that require careful deliberation, for strategic and compliance purposes. We work with you throughout the transaction, from due diligence, to negotiation of the purchase/sale agreements, to implementation of the post-transaction benefits, to make sure the deal achieves your employee benefits goals.