As consumer protection and lender liability laws grow increasingly complex, it is important to have experienced counsel leading the way. Hershner Hunter helps the region’s largest lenders navigate the evolving debt collection landscape. From loan documentation, to compliance, to foreclosure and bankruptcy, Hershner Hunter has the expertise creditors have been turning to for more than 40 years.
Now more than ever, lenders need a trusted guide to lay the course. Let us lead the way.
We represent lenders. With the largest creditor’s rights and bankruptcy practice in the region, Hershner Hunter advises creditors in all facets of the borrower relationship.
From loan documentation, to compliance, to foreclosure, to eviction, Oregon’s most recognized financial institutions turn to us.
Foreclosures. Including non-judicial and judicial foreclosures, and foreclosure of federally and state guaranteed loans.
Trade Debt Collections. Including material and equipment suppliers, inventory financing collections, and construction lien collections and foreclosures.
Bankruptcies, Receiverships and Out-of-Court Restructurings. Including representing lenders and credit committees in connection with complex chapter 11 cases and receiverships, representation of stakeholders in reorganization proceedings and representation of buyers in Section 363 bankruptcy sales.
Judgment Deficiency Collection Actions. Including representation of judgment holders in post-foreclosure and judgment collection, garnishment and asset seizures.
Evictions. Including representation of financial institutions in post-foreclosure evictions and landlords in commercial and residential evictions.
Workouts. Including representing both borrowers and lenders in forbearance agreements, loan amendments and covenant waivers, and loan extensions and modifications.
Lender Liability Defense. Including representing lenders in connection with claims brought under Truth in Lending, RESPA, HOEPA, Dodd Frank and Oregon’s Mortgage Lending Law.
Corporate Finance. Including representing both lenders and borrowers in the negotiation and documentation of senior secured debt, revolving debt, equipment financing and mezzanine financing.
Purchase/Vendor Agreements. Including drafting purchase agreements, exclusive supply agreements, consignment agreements and terms of sale.
Regulatory Compliance. Including representing lenders in connection with disclosure and regulatory compliance under Truth in Lending, the FCRA, HOEPA, Dodd-Frank and Oregon Mortgage Lender Law and Oregon Consumer Protection laws.
